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~ USA Headed for a 5th Revolution! Why?

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Monthly Archives: August 2015

#156 What Is Education and How Should We Measure? (Part 4)

29 Saturday Aug 2015

Posted by Jordan Abel in Education Issues, Societal Issues

≈ Leave a comment

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Conversation about education starts Entry #153. Jordan and JC, a long-time friend (and frequent character) are having dinner. Time of year – just about when school starts.

Jordan: “You got that argument right. The problem with charter schools is two-fold. #1, far less accountability than public schools. And in some cases virtually no accountability.

010414_1635_16TeachingS1.jpgJC: “I’ll buy that.  What’s the second problem?”

Jordan: “#2, taxpayer dollars that are collected for use in public schools are diverted to the private sector. The money transfer further erodes the funding for public schools – teachers, buildings, and equipment. The diversion is a vicious cycle with public education suffering more and more.

JC: “Aren’t some charter schools focused on specific subjects or areas of study? That seems like a good idea. Why not let kids who are really good at say math and science go to schools where they can excel?”

Jordan: “You can accomplish the same programs…call them high-intensity study Turtleneckprograms…in the public school system. Big cities have done so for years. NY, and probably some others, have an array of special-interest high schools.”

JC: “You’re right. We went to public school and were enrolled in ‘accelerated classes.’ They probably call those classes ‘advanced placement’ now…more politically correct. I guess you and I didn’t need private schools or charter schools to get a good education.”

Jordan: “I understand the taxpayer’s frustration with cost of schools. Rather than increasing taxes, a better approach would be to reduce or eliminate money not being spent very efficiently – like busing, charter schools. Add to that waste the extra money many parents are spending for private schools.”

JC: “If I’ve heard you right tonight, you think the way to start rebuilding public schools is cutting way back on busing teacherand taking the money to create a corps of higher-caliber teachers, like Miss ‘What?’ and Mrs. D.?”

Jordan: “There are people out there who can teach like Miss What? and Mrs. D.  But they’re probably not teaching because of low pay.  We need to recruit those people to become teachers and need to pay them enough so they remain as teachers.”

JC: “Given the political support for charters, how can the rebuilding program get started? There’ll be a lot of resistance.”

Jordan: “Maybe. But the key is generating public support, at which point the politicians will fold. Remember in 2015 how quickly and effectively the Donald changed the tone of the Republicans running for president?”

JC: “Yep. His comments were straightforward, unvarnished, not diplomatic and often over the top…but he got everyone’s attention.”

Jordan: “Trump also made it OK to talk about sensitive issues without the PC-sugar Trumpcoating.”

JC: “Alright, I guess we need to find someone like the Donald…but a bit less bombastic…to talk about education.”

Jordan: “Let’s get someone to promote a very simple concept for education. You brought it up early in the conversation.”

JC: “You mean Einstein’s comments about education?”

Einstein EducationJordan: “Exactly. ‘Education is not the learning of facts. It’s rather the training of the mind to think.'”

JC: “Did he really say that, or is that some made-up quote on the web?”

Jordan: “Not sure it really matters. It’s a great quote and we should use it. We need to repeat it ’till we memorize it.”

JC: “You can engage your brain and memorize the quote. I’m getting a refill.”

engage-the-brain-clipartJordan: “Education is not the learning of facts. It’s rather the training of the mind to think. Education is not the learning of facts. It’s rather the training of the mind to think. Education is not the learning of facts. It’s rather the training of the mind to think.”

JC: “By the way, I checked on the quote while you were trying to memorize it. Some controversy about the exact quote and whether it was taken out of context…but, I think its close enough. The quote is easy to remember and understand. I’m voting we use it.”

(To be continued)

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#155 Education What Is It and How Should We Measure? (Part 3)

26 Wednesday Aug 2015

Posted by Jordan Abel in Education Issues, Societal Issues

≈ 1 Comment

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Conversation starts Entry #153. Jordan and JC, a long-time friend (and frequent character) are having dinner. Time of year – just about when school starts.

010414_1635_16TeachingS1.jpgJC: “OK, let’s just pretend we stop discretionary busing. I know most schools will still need some buses but what really happens if we cut busing?”

Jordan: “Three things happen. #1 kids get more time for schoolwork or just to play. #2, kids get to go school in their neighborhood with their friends. They can start to build a bond with the local school and not some far off school. #3, money becomes available to pay teachers more and/or hire better teachers.”

JC: “How much more money? How much do we spend on busing?”

Jordan: “Here’s the math. For each school bus, the taxpayers buy or lease a bus, hire a driver, buy fuel and hire a mechanic for maintenance and repairs. And, just in case the one bus breaks down or needs maintenance, there is a back-up bus – not one for one Turtleneckbut some spares.”

JC: “I understand the costs but it’s not just for one kid. There’s a bunch of kids on a bus.”

Jordan: “For argument sake, let’s assume each bus averages 30 kids. Might be a bit high but reasonable.”

JC: “30 kids is about the same size as an average class.”

Jordan: “Right. So for every $1.00 spend on busing a kid, there is $1.00 less for paying teachers…unless, of course the taxpayers want to increase taxes.”

School-Bus-ClipartJC: “Never thought of the cost of busing quite like that. I wonder if taxpayers do?”

Jordan: “Now we need to figure out what each school bus costs per year.”

JC: “Before you Google that, let’s each take a guess.”

Jordan: “Alright. Write your number down and then we’ll compare estimates.”

JC: “I put down $15,000 per bus per year. So if my math is right, for 30 kids that equates to $500 per year per student.”

Jordan: “I’m going a little higher, $20,000, which works out to be $667 per student per year.”

JC: “Let’s see how we did.”

Jordan: “Here’s the DoE (Department of Education) website. Based on the trend line, it looks as if $1,000 per student per year is more accurate.”

Trash CanJC: “So we were both low. For every student, taxpayers are spending $1,000 per year to bus kids? And in some places, the number’s a lot higher. Spending that much money on busing seems like a waste.  Like throwing money in the trash can.”

Jordan: “We agree that some busing is necessary. But let’s assume that 50.0% of busing is discretionary. Might be higher but 50.0% is a reasonable estimate.”

JC: “If half the busing is discretionary, then for each bus with 30 kids, about $15,000 per year is wasted. Taxpayers, really the school board, could redirect the money to Money-clip-artpay every existing teacher $15,000 more per year. And not have to raise taxes!! Busing is even dumber than I thought.”

Jordan: “You got that right. I wonder how many parents would gladly make the following trade: stop busing your kids for more qualified teachers at the neighborhood school.”

agreement-clipart-business_handshakeJC: “Seems like a no-brainer to me. Plus the kids can spend more time at school studying, participating in extracurricular activities or just goofing off with friends.”

Jordan: “What baffles me is why kids in grammar school have to commute 30-60 or even 90 minutes a day? When I worked in Manhattan and we lived in Connecticut, my commute was not much longer.”

JC: “Plus the kids are sitting on a bus and not walking to school or riding a bike to school. So tell me again, why are we busing these kids?”

Jordan: “People who proposed busing as a solution were likely well intentioned…at Not Understandleast I think they were. But these same people neither thought through the consequences nor really understood the cause of the problem.”

JC: “You’ve said several times that the cause of low performing schools is not poverty per se.”

Jordan: “It’s not poverty per se. And yes, I agree many kids do not have good role models at home.”

JC: “Which begs the question, ‘Why bus kids to another school rather than attract better teachers to the neighborhood school?'”

Jordan: “I understand busing was done initially because schools were segregated…and schools in lower-income neighborhoods, especially black neighborhoods, were inferior.”

JC: “After busing became more widespread, did educational scores improve for kids business-free-clip-artbeing bussed?”

Jordan: “Probably, but I think only temporarily. One of the unintended consequences was busing ended up eroding confidence in and support of public schools.”

JC: “You mean because more parents sent their kids to private schools rather than being bussed?”

Jordan: “Charlotte (NC) is a good example. After busing between neighborhoods started more parents sent kids to private schools and religious schools…along with a big jump in home schooling.”

JC: “What about charter schools? Are they a good alternative?”

Charter SchoolJordan: “Another non-solution that addresses the symptoms, not the cause. Charters are a darling of many Republican politicians. Charters were promoted as better than public schools because…”

JC: “…because students attending want to learn, because charters offer better-qualified teachers…and of course, charters have no unions – the cause of most problems with public schools.”

Jordan: “You take a sour pill today? By the way, I agree with your comments. In my view, the problem with charter schools is twofold.”

JC: “Hold that thought. I need to take a break.”

—————

Links to downloads of other topics,

  • 15 05 23 Do They Really Understand Entries #121-#130 (Discuses policies in government and private industry)
  • Insight into General Motors (Multiple Entries) — (Spans many years pre and post bankruptcy)

#154 What is Education and How Should We Measure? (Part 2)

22 Saturday Aug 2015

Posted by Jordan Abel in Education Issues, Societal Issues

≈ Leave a comment

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Continuation of Entry #153. Jordan and JC, a long-time friend (and frequent character) are having dinner. Time of year – just about when school starts.

JC: “So you think the way to improve education is double teachers’ salaries and show 010414_1635_16TeachingS1.jpgrespect for the teaching profession?”

Jordan: “If forced to a 10-second sound bite, ‘yes,’ double salaries and show respect. But you and I know the solution is more complicated.”

JC: “You mean like students wanting to learn?”

Jordan: “When talking about students wanting to learn, a bunch of clichés come to mind. ‘You can lead a horse to water…’ ‘You can’t move anything by pushing on a string.’ And some others.”

JC: “Understand what you mean. But how do you intend to change these kids minds…have them want to learn?”

TurtleneckJordan: “That’s where good teachers come in. The decision to learn starts at home but…”

JC: “…but in many cases, there is no encouragement at home. Plus, some kids don’t seem to understand the importance of learning, especially how it affects them long-term.”

Jordan: “No matter what we do, there will be some kids who resist education. Teachers can be inspirational for some and reinforce the inspiration for others. But there is some percentage that will resist learning…at least publicly.”

JC: “I know we talked about this earlier but I still remember how excited I used to get Black School Teacherbefore English and math classes. I loved those classes.”

Jordan: “I hear ya. Did I ever tell you what happened in 8th grade math?”

JC: “Mrs. D your teacher?”

Jordan: “Yes. Remember the Cootie Bug game?”

JC: “Had some sort of bug-like thing, didn’t it?”

Jordan: “Right. Mrs. D had an extra-credit program called the Cootie Club. The program was designed to last the entire year. When you finished a section of extra-cootie bugcredit work, you were given part of the Cootie Bug.”

JC: “Let me guess. You finished early.”

Jordan: “Finished all the coursework and all the extra credit material by mid-October.”

JC: “The whole year’s work and extra-credit stuff by mid-October? What’d she do with you then?”

Jordan: “Made me a teaching assistant, helping other kids and grading papers.”

JC: “That’s great. But you were inspired before class even started. You loved math.”

Jordan: “True and she let me run at my own pace…as fast as I wanted. She was a true teacherinspiration for me.”

JC: “OK, but what about kids whose parents are so encouraging or who live in lower-income areas?”

Jordan: “It’s not as if my parents were wealthy. You know we had a good mix of students in that school.”

JC: “The kids were not poor by anyone’s standards.”

Jordan: “Agreed.”

JC: “Then how do we establish respect for teachers?”

Jordan: “Two steps. #1 is the president, whoever it is, needs to reinforce…and I mean reinforce constantly…the importance of teachers in educating our children. He or she should use the bully pulpit and pound in the country’s collective head why we need to support teachers.”

JC: “JFK made volunteering OK for recent college grads by promoting the Peace Corps. We still have the Peace Corps all these years later. What’s the second point?”

Jordan: “All income groups need to focus on the importance of a quality public 122813_2140_15Education4.jpgeducation. I should add all ethnic groups.”

JC: “What do we do about poor performing schools, especially in lower-income neighborhoods? Shouldn’t those kids be transferred to other schools?”

Jordan: “I know that’s a popular idea…but it’s wrong. Moving the kids to another location does not address the real problem.”

JC: “Why not?”

Jordan: “Reminds me of how some companies deal with lower-performing employees. They move the employees to another department. What’s been accomplished? Nothing.”

School-Bus-ClipartJC: “Are you saying busing the kids to a better performing school isn’t a solution?”

Jordan: “You got it. Busing the kids treats the symptom, not the cause.”

JC: “You want to teach kids in their neighborhood, even if the school is under-performing.”

UnfairJordan: “We…another societal we…need to fix the problem at the location. To shuffle kids all around town is unfair to kids being bussed. Unfair to kids who should be going to a school in their neighborhood but are being bussed. It’s also unfair to taxpayers to spend money on a solution that does not address the problem. Take the money spent on busses and diesel fuel and hire better teachers!!”

JC: “I need to think about that idea — cut way back on busing and use the money for teachers.”  (To be continued)

—————————————

Links to downloads of other topics,

  • 15 05 23 Do They Really Understand Entries #121-#130 (Discuses policies in government and private industry)
  • Insight into General Motors (Multiple Entries) — (Spans many years pre and post bankruptcy)

 

#153 What Is Education and How Should We Measure?

19 Wednesday Aug 2015

Posted by Jordan Abel in Causes of the Revolution, Education Issues

≈ 9 Comments

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Jordan and JC, a long-time friend (and frequent character) are having dinner. Time of year – just about when school starts.

JC: “Here’s a toast to an enjoyable evening.”

122913_1337_14BringingU2.pngJordan: “Hear, hear. Nice to see you, JC.”

JC: “Nice to see you, Jordan. I’d ask what you’ve been up to but Greenie filled me in the other day.” (See Entry #151)

Jordan: “She and I had a fun time talking taxes.”

JC: “She enjoyed it. Now here’s my topic for the evening – what is education?”

122913_1337_14BringingU1.jpgJordan: “You should know. You were a better student than I was…plus you taught middle school for a while.”

JC: “Well, you taught also…and at some big-name university.”

Jordan: “OK, so what’s the issue with education?”

JC: “The issue is the education system seems to be focused on the wrong measure.”

Jordan: “Whadda mean, wrong measure?”

Einstein EducationJC: “Einstein said it best. ‘Education is not learning of facts. It’s rather the training of the mind to think.'”

Jordan: “Great way to frame education.”

JC: “Think about your own education. Did you memorize a bunch of facts for some test? Or did you get trained how to think?”

Jordan: “You need to know certain facts and rules, especially in math, science and any language.”

JC: “Agreed, but the key is how do you use those facts to solve problems?”

Jordan: “You know what teacher I think of who made us learn some facts and then taught us how to think?”

math_clipartJC: “Our mutual math teacher, Miss ‘What?'”

Jordan: “She’d grind you down with her ‘what?’ questions. Then one day you understood and started to think.”

JC: “You were much better at math than I was but she was one of the best teachers I ever had, from grammar school to grad school.”

Jordan: “I wonder how she would be rated today.”

JC: “Probably get points off because she was so demanding…at least in our group.”

TurtleneckJordan: “What other teachers come to mind?”

JC: “Remember Frances…”

Jordan: “…English?”

JC: “Yes. She was right up there with Miss ‘What?’.”

Jordan: “What do you remember most about her English class?”

Sentence diagramJC: “Diagramming sentences. Some of those sentences were incredibly difficult to diagram properly.”

Jordan: “I hope you didn’t split any infinitives or leave your participle dangling.”

JC: “You need to worry about your participle dangling, I don’t.”

Jordan: “Funny, JC. Seriously, though, you learned the basic rules then applied them to the problem at hand, just like Einstein said.”

JC: “OK, we agree we got a good education…”

Jordan: “…in public schools.”

JC: “Yes, public schools. But how do we translate that experience to today?”

Jordan: “The first step is to attract more qualified teachers.”

JC: “Easier said than done. More pay?”

Money-clip-artJordan: “Yes, a lot more pay. Probably at least 50% more pay, maybe even double salaries.”

JC: “Wow that will cost a lot.”

Jordan: “Equally important to pay is showing respect. We…societal we…need to make teaching a highly respected profession, again. I said again because at one time it was.”

122813_2140_15Education4.jpgJC: “Good idea, but who is going to pay for all this?”

Jordan: “The current system is very expensive. It’s just that the cost is located in different buckets.”

JC: “I don’t follow you.”

Jordan: “An inferior education system…”

JC: “Excuse me Jordan, you think our system is inferior?”

Jordan: “Yes and getting worse every year. An inferior education system adds direct costs for lower worker productivity, which makes US business less competitive worldwide. The lower wages then reduce taxes paid by individuals. But a major money_bucketindirect cost is additional crime. The cost to incarcerate a person for one year is the same as tuition at a major university. I know people get all exorcised about the idea but I would rather pay someone to go to college than have them sit in prison and not be productive.”

JC: “No one wants to talk about the indirect costs. Politicians claim it is confusing for voters.”

Jordan: “Well, many of those politicians got voted out of office after the Revenge Revolution. Maybe it’s time to take a new approach to discussing problems — frankness and honesty”

JC: “You know what politician comes to mind – at least for the frankness part.”

TrumpJordan: “The Donald?”

Jordan: “He’s not my ideal role model but I have to give him credit. He changed the dynamic of running for president.”

Jordan: “Let’s not forget Bernie Sanders. He wasn’t as bombastic as the Donald but he got issues out on the table.”

JC: “Alright, we need an honest discussion about the value of teachers…and about the cost of not getting better teachers. Where do we start?”

Jordan: “Remember how we began to measure the appropriateness of policies for government and business?”

JC: “You mean, ‘treat thy neighbor as thyself?’ You want to apply that standard to teachers?”

Jordan: “Why not? Seems simple and straightforward. Ask parents, grandparents, Parent Meetingfamilies, business leaders, other educators what they want from a teacher?”

JC: “And I’ll bet its more than teaching kids to memorize facts for a test. They’ll want the teacher to teach the kid to think.”

Jordan: “Seems like a simple way to start measuring what we should do.”

JC: “Speaking of measuring. A critical storage tank of mine is full. Let’s take a break for a couple of minutes.”

#152 Real Tax Burden (Part 2 of 2)

15 Saturday Aug 2015

Posted by Jordan Abel in Causes of the Revolution, Economics, Gov't Policy, Societal Issues

≈ Leave a comment

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Jordan and Greenie, a friend who went to the same grammar school, having coffee. Greenie asked Jordan to explain the tax burden on individuals…in simple terms. Jordan just asked Greenie to guess at the total tax burden as percent of income by quintile. Conversation starts #151.

Greenie: “OK, so how’d I do? Was I close?”

Jordan: “Very good. Here’s a chart I pulled up while you were guessing.”

(http://www.washingtonpost.com/blogs/wonkblog/wp/2012/09/19/heres-why-the-47-percent-argument-is-an-abuse-of-tax-data)

010414_1635_16TeachingS2.jpgGreenie: “Could you please explain this chart to me?

Jordan: “Why don’t you explain it to me?”

Greenie: “OK, the left bar is labeled 0-20, which I take means the 20% of people with the lowest income – the first quintile.”

Jordan: “Correct.”

Greenie: “That group – the 0-20% group – pays about 17.5% of their total income in some form of tax. We don’t know if its income tax, or sales tax…or whatever the tax…just that about 17.5% goes for taxes.”

Jordan: “What’s next?”

Greenie: “The tax burden for the next three groups, or quintiles – 20-40%, 40-60%, 60-80%, increases gradually to what about 27-28% for the 60-80% group.”

TurtleneckJordan: “What about the highest income group?”

Greenie: “Seems to hover around 30%. And look, for the top 1%, it starts to fall off. Did I read the chart correctly?”

Jordan: “Like a pro.”

Greenie: “My guesses were pretty close. OK, so maybe I got lucky. But all I did was think about it logically. I know income taxes are progressive but almost all other taxes are flat or regressive, so the tax burden is more even than a lot of people think.”

Jordan: “Because most people only talk about income taxes and not total taxes. Besides, you used a phrase that seems to be overlooked in DC – ‘think about it logically.'”

Greenie: “There’s still no logical thinking…even after the Revenge Revolution?”

Jordan: “You tell me. Republicans are still promoting a flat tax. A flat tax would make the share of taxes go down by income quintile. Do Republicans think voters don’t understand what a flat tax does?

Screwed-GuyGreenie: “I’d be a little more diplomatic. I’d ask how long before lower and middle-income voters realize how Republicans are trying to screw them…again.”

Jordan: “You call that statement more diplomatic? Anyway, some Republicans have forgotten…or hope voters have forgotten…what proposals pushed ordinary people over the edge and started the Revenge Revolution.”

Greenie: “You spend a lot of time inside the beltway. Do you have any insight into how Republicans think? That’s assuming they really think.”

Jordan: “Be nice.”

Greenie: “Alright…but just for a little while.”

Jordan: “A few days ago I was invited to play golf with the former Speaker of the House and the former Senate Majority Leader.”

Greenie: “Fun day, huh? Who did you offend? Sorry.”

Jordan: “It was an interesting day. We had some frank discussions about the Republican Party and why they lost their base during the Revenge Revolution.”

Greenie: “Did they listen?  I suppose they want to get their old jobs back.”

Jordan: “Yes, I think so.”

Greenie: “Can you tell me anything else?”

Jordan: “Not really. Promised I would keep the conversation very quiet.  I can tell you to give these guys some time to get their act together and then start to turn around the Republican Party.”

Greenie: “You mean Republicans might become rational again…and not so far off in the math_rational_numbersweeds?”

Jordan: “No guarantee, but they just might.”

Greenie: “There is hope after all.”

#151 The Real Tax Burden – Not What You Think (Part 1)

12 Wednesday Aug 2015

Posted by Jordan Abel in Economics, Federal Budget, Gov't Policy

≈ 2 Comments

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Jordan having coffee with Greenie, a friend who attended the same grammar school.

Greenie: “Jordan, it’s been a while. I think the last time we had coffee was with JC.”

Jordan: “That was months ago. How ya’ doing?”

010414_1635_16TeachingS2.jpgGreenie: “Getting back into circulation. Had some tough times. You know, family issues. By the way, thanks for the note.”

Jordan: “You’re welcome. Glad life is getting better.”

Greenie: “Moving on, I need some advice.”

Jordan: “From me?”

Greenie: “I need to understand some economic issues. Nothing personal.”

Jordan: “I’m not good at personal advice. And some people in Washington don’t like my professional advice.”

Greenie: “Well, I do. So there. What I really need to understand is taxes. What is the real tax burden?”

TurtleneckJordan: “In total or by income group?”

Greenie: “By income group. There’s a lot of babble inside the beltway about a flat income tax. Mostly among Republicans, but even some Democrats seem to support the idea.”

Jordan: “And what’s your concern? Flat tax seems fair, doesn’t it? Everyone pays the same percentage of income. What could be more fair?”

Greenie: “You sound like one of the talking heads on Fox News. The argument assumes that income tax is the only tax.”

Jordan: “You and I know it’s not the only tax…but focusing on income tax makes a great sound bite.”

checklistGreenie: “Coming in on the train I made a list of different kinds of taxes…and I probably missed some.”

Jordan: “What’s on your list?”

Greenie: “Income tax – federal, state and for some people, local income tax. Then there are taxes for Social Security and Medicare.”

Jordan: “Just to clarify, Social Security and Medicare are technically insurance programs but for this discussion, leave them as taxes.”

Greenie: “Don’t start confusing me. To me Social Security and Medicare are taxes. I also had on the list sales taxes, excise taxes – you know, your phone bill, property Tax_Time_Clip_Arttaxes, plus all those fees you have to pay for different things. Those seem like taxes to me.”

Jordan: “You mean like the fees you pay when you rent a car?”

Greenie: “Yes. I rented a car in Houston and taxes and fees were 30-35% of the total bill. That seems outrageous. Have I missed any taxes?”

Jordan: “Business taxes. Every year my consulting business has to pay a licensing fee to the state and then pay another fee to file an annual report. That’s on top of the income taxes.”

Greenie: “Speaking of licenses, what about the fee for license-plate renewal and what about the fee for renewing your driver’s license?”

Jordan: “Your list is a great start. We probably have the taxes that affect most people.”

Greenie: “Has anyone ever calculated how much of someone’s income all these taxes and fees account for? If you think about it, many of these taxes and fees might be more of a burden to lower-income groups. I wonder if taxes in the US are more regressive than progressive.”

Jordan: “Hold on. If I sound like a talking head on Fox News, then you sound like a screaming liberal.”

Greenie: “I’ll take that as a compliment.”

Jordan: “Yes, there are some estimates of tax burden by income quintile. Wanna take a guess at the percentages?

Greenie: “If I’m close will you buy me another coffee?”

Jordan: “Have as many refills as you want.”

Greenie: “You want my guesses or what the Republicans would say?”

Jordan: “First, pretend you are a Republican. I know it’s hard, but just pretend.”

flat tax cartoonGreenie: “Republicans would claim the top two quintiles pay most of the taxes. That’s why the system is unfair to higher-income earners and there should be a flat tax.”

Jordan: “The top two quintiles pay most of the taxes because…duh…they earn the most money. What about payment as a percent of income?”

Greenie: “I’ll bet for lower-income people, taxes as a percent of income are a lot higher than most people realize.”

Jordan: “Why? Give me an example.”

Greenie: “Property tax. The flat-tax crowd focuses on income tax. But if you rent, you still pay property taxes. Your rent is a bit higher every month…plus there is no deduction on your income tax.”

Confused Clip ArtJordan: “Alright, give me your guess – all taxes as a percent of income. Guess by income quartile…I mean quintile.”

Greenie: “Here goes. Lowest quintile, probably 15-20% of total income in taxes. The top dogs, maybe 25-30%. The rest of them someplace between. How’d I do?”

(To be continued)

#150 Republicans Surprised by Revolution (Part 2 of 2)

08 Saturday Aug 2015

Posted by Jordan Abel in Causes of the Revolution, Gov't Policy, Societal Issues

≈ Leave a comment

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Congressional Country Club.  Jordan was invited to play golf with former Speaker of the House and Senate Majority Leader.  Continuation of Entry #149.

John Boy: “OK, we’ve played nine holes…and no more OB’s. I hate being out-of-bounds. man_with_speechLet’s talk some more.”

Mackey: “Jordan, you implied you weren’t surprised by the Revenge Revolution? Tell me the truth.”

Jordan: “You know I always tell you what I think is the truth…and not some mumbo jumbo based on some ideology.”

John Boy: “We know. That’s why we called you. Were you surprised by the Revenge Revolution?”

Jordan: “Truthfully, no. Signs of the revolution were evident for a long time.”

carnacMackey: “Long time? How long? Are you the Great Carnac or some psychic?”

John Boy: “When did you first think about the possibility of a revolution?”

Jordan: “The idea start kicking around in my head. Then I decided to start putting ideas on paper.”

Mackey: “When was that?”

Jordan: “Mid-2013.”

occupations_lawyerMackey: “You’re kidding, mid-2013.”

Jordan: “I started a blog later in 2013. The blog was more of a sense check for me about the idea of a revolution.”

John Boy: “Did you promote the blog?”

Jordan: “Not really. I told some people about the blog but, like I said, I wrote it for my own edification.”

John Boy: “Alright, you start the blog some later in 2013. When did the idea of a revolution migrate from maybe, coulda’, sorta’ to more likely? Most people really don’t look at situations like you do.”

Mackey: “Right. When do you think John Boy and I should have started to smell the problem?”

TurtleneckJordan: “By mid-2015, there were lots of signs.”

John Boy: “Tell me one.”

Jordan: “The most obvious was when Trump entered the race to become the Republican presidential nominee…and then shot to the top of the polls among Republicans.”

John Boy: “I still don’t understand how Trump became the leading candidate. What was his appeal?”

Jordan: “Trump epitomized everything the Republicans had been promoting. Except he didn’t have a muzzle on his mouth or care about pleasing large donors.”

John Boy: “He was bad for Republicans.”

TrumpJordan: “You say he was bad but think about what the Donald said. On almost every issue, he just blurted out the unvarnished version of what many Republicans had said for years.”

John Boy: “Unfortunately, you’re right. The Donald didn’t sugarcoat anything. He was raw, unedited footage.”

Jordan: “Reminded me of how we used to talk at the fraternity house…but without all the expletives.”

Mackey: “The liberal media had a field day, manipulating a lot of what Trump said.”

Jordan: “C’mon Mackey. Trump was an expert at self-promotion. If anything he manipulated the media, not the other way around.”

John Boy: “Alright, the Donald lays bare what the Republicans had been promoting for years…but much more subtly, of course. So what’s new about that?”

Jordan: “The Republican majority at the time…”

Mackey: “…and we were in charge then…”

Jordan: “…the Republican majority begins to realize the ideas were contrary to their best interests. Without the sugar-coating, the real positions become clear. But the Donald wasn’t the real problem. The Donald was a symptom, not the cause.”

John Boy: “You mean like Republicans promoting tax cuts for the wealthy, trying to kill Thumbs DownObamacare, trying to kill Medicare and Social Security. You think that was the problem?”

Jordan: “Exactly what I mean. The Republican base started to realize the Republican Party did not have their best interest in mind.”

John Boy: “It took a while for the base to wake up to the real intent of the Republican agenda…and that the effects of many Republican programs were really ‘take-aways’ and not benefits for most of the people.”

Jordan: “With one more fatal flaw. The Republican position on gun control. You’ve got an armed camp that’s not happy and very hungry.”

hunterMackey: “You know, John Boy, we forgot the adage about keeping the voters’ stomachs full. You can get away with a lot of things when people have full stomachs.”

John Boy: “Republicans got more concerned about satisfying rich donors…Koch brothers, Adleson and some others…than we did about doing the right thing.”

Mackey: “So, over the years we arm a bunch of people, then start to take away from them income, healthcare and retirement benefits. And we wonder why they got upset?”

John Boy: “Any other insights, Jordan?”

Jordan: “Not now. I think you answered your own question about why the Republican base became part of the Revenge Revolution.”

John Boy: “Unfortunately, yes. And it seems so simple to understand. How did we miss it?”

Golf Bet 1Jordan: “Now, how ’bout $2 Nassau on the back nine?”

Mackey: “I can’t concentrate. I’m frustrated. All the signs of the Revenge Revolution were there…and we, Republican we, did nothing to change our behavior.”

John Boy: “Well at least we’ve admitted our mistake. Mackey, I think it’s time we repented publicly.”

Mackey: “You’re on the tee box, Jordan.”

 

#149 Republicans Surprised by the Revenge Revolution (1 of 2)

05 Wednesday Aug 2015

Posted by Jordan Abel in Causes of the Revolution, Gov't Policy, Societal Issues

≈ 1 Comment

For first-time readers, this blog is set in the future (sometime after 2020).  This entry assumes the Revenge Revolution has occurred.  For more information about the anticipated 5th revolution in the US — the Revenge Revolution — and more background about the author, Entry #1.  One another note: almost all characters appear in a number of entries, with many entries building on previous conversations.  You’ll catch on quickly.  Thanks for your time and interest…and comments. 

Scene: Jordan’s office in Washington, DC. 

Gelly: “Jordan, the Speaker of the House is on the phone. Line 2.”

woman_parentJordan: “The Speaker or former Speaker?”

Gelly: “Former Speaker. I keep forgetting he’s now Minority leader.”

Jordan: “He’d like to forget, too.” (Picks up phone.) “Hello John Boy. To what do I owe this honor?”

John Boy: “Morning, Jordan. The honor is you are one of the few people in Washington who can keep their mouth shut.”

Jordan: “I’ll take that as a compliment.”

man_with_speechJohn Boy: “So intended. Need a favor…a very discreet favor.”

Jordan: “How many I help you?”

John Boy: “I need you to accidentally run into Mackey and me at Congressional Country Club.”

Jordan: “Tell me more.”

John Boy: “Nine o’clock tee time tomorrow morning if you can make it.”

Jordan: “I’ll be there. What’s the topic? Do I need to prepare?”

John Boy: “I’ll tell you when you get there. Check in at the Pro Shop first…and remember to take your clubs.”

proshop(Next morning at Congressional CC Pro Shop.) Head Pro: “Mr. Abel, you’re all set to go. Your party is on the putting green. Enjoy the round.”

Jordan: “Thanks.” (Putting green.) “Morning, John Boy.”

John Boy: “Morning, Jordan. Have a game today?”

Jordan: “Need a fourth?”

John Boy: “You’re the third. Mackey and I are playing. We’d love to have you join us. There will be no 4th.”

TurtleneckJordan: “I’d be delighted. Do I have time to hit some balls?”

John Boy: “We tee off in about 30 minutes. We can leave earlier if we want.”

(After hitting balls on the driving range.)

Jordan: “OK, I’m ready. Morning, Mackey.”

Mackey: “Morning, Jordan. Nice to see you. Ready for some golf?”

Jordan: “Do we have a game today?”

John Boy: “Not for the front nine anyway. We need to pick your brain. I got a 4-bag cart and a caddy to drive and stay out-of-the-way. We can walk and talk in private.”

(First tee box.)

Jordan: “OK, what’s the topic? And why all the deception about me accidentally stumbling on you guys here?”

occupations_lawyerMackey: “Too many eyes and ears…and hidden mikes around. You played along well, by the way.”

Jordan: “So what’s the question?”

Mackey: “Simple. Republican leadership…in fact most high-end Republicans…were caught off guard by the Revenge Revolution. What really surprised us what the widespread use of firearms among many of the Southern Republicans.”

John Boy: “You mean former Republicans. What happened?

Jordan: “Simple.”

GratefulJohn Boy: “Simple. The folks that rebelled should have been grateful.”

Jordan: “Grateful for what?”

Mackey: “We supported causes that we good for them. Like the rights under the 2nd Amendment to buy and own all kinds guns – even a 50 caliber semiautomatic.”

John Boy: “Let’s just think about what Jordan asked us. He asked why these people were not more grateful. What did we do for them, aside from the 2nd Amendment stuff?”

FightMackey: “We fought for tax cuts, especially the top end rates and on capital gains. We fought Obamacare and fought to eliminate those socialists programs Medicare and Medicaid.”

John Boy: “And then we fought to have more school vouchers for private schools, fought against a higher minimum wage…and fought a bunch of other stuff.”

Mackey: “These guys should have been grateful. But then they turn on us. I don’t get it.”

Jordan: “You’re forgetting one key point, in fact the key point.”

John Boy: “Quit the obfuscation, Jordan and get to the point. What did we supposedly forget?”

Jordan: “To fill their bellies.”

eating-010238Mackey: “Fill their bellies?”

Jordan: “You created little monsters with guns who were hungry and say no way to get fed…except by revolting.  Even the old white guys were frustrated and revolted.”

John Boy: “I need to think about that comment. Let’s play some golf.”

Mackey: “John Boy, you need to hit a provisional. I think you’re drive is out-of-bounds.”

Ebook format of recent series of entries on Federal Budget.  15 05 23 Do They Really Understand Entries #121-#130

 

#148 European Economic Amnesia (Part 3 of 3)

01 Saturday Aug 2015

Posted by Jordan Abel in Causes of the Revolution, Economics, Gov't Policy, Societal Issues

≈ Leave a comment

Scene: Jordan and former colleague, whose views lean far right, are at dinner. Conversation started Entry 146. (More about author and the general content of the Blog, Entry #1.)

Jordan: “Wow, this is a great dessert. We should skip the entrée and go straight for dessert.”

science_rocksSteve: “Not a chance. We’ve spent too much time training the staff on how to customize the salad.”

Jordan: “Alright, back to the topic at hand.”

Steve: “You agreed that government and households could have the same economic behavior…but then said the timing for the behavior was 180 degrees apart. Tell me why.”

TurtleneckJordan: “Use Greece as an example. Germany clamped down on spending by the Greek government.”

Steve: “As they should have. Spending was out of control.”

Jordan: “Hold on. Think about the restrictions that were forced on Greece. Banking. No withdrawals…well, very limited withdrawals.”

Steve: “So, why is that a problem?”

Jordan: “Where was the money going to come from to help grow the economy? People had no money. Even if they have savings, they could not access the account because of the banking restrictions. Businesses that exported could not buy goods from other countries so their export business dried up…and Greece needed foreign currency.”

Steve: “So government can’t spend any more because they were to pay down the debt. I’m beginning to see the box they were in. There’s no money and no way to start the economy.”

Jordan: “You’ve got it. Not so hard to understand, is it?”

Steve: “But no one…and I mean not one of the people I listen to or read has put the situation in such understandable terms. Why?”

Jordan: “You’re a good example why we all need to get news from multiple sources. RantWhy haven’t your sources explained it? Ideology and politics. Lots of credible economists have made the point that someone has to spend for the economy to grow.”

Steve: “What you said earlier. Your spending is my income, right? As much as it troubles me to say this, I see why government has to spend more in a recession…and especially a depression. This really pains me but I even understand the extra spending might increase the deficit.”

Jordan: “I’m loving this conversation.”

Steve: “Don’t slobber all over yourself yet. What about savings? You said the government should act like a household. When does the government save?”

Line chartJordan: “When the economy is stronger. If the economy is in a growth mode…and has been for a while…it’s OK to raise taxes a bit and start to pay down the deficit.”

Steve: “I knew there was a trick. Raising taxes. We need to cut taxes…except for Greece, where they needed to raise taxes. Those slackards weren’t paying.”

Jordan: “Ok, what side do you want to take? Raise taxes and lower the deficit or…”

Steve: “Cut taxes and lower the deficit. That’s the only fair way.”

Jordan: “What Kool-Aid have you been drinking? Or maybe just too much wine.”

Steve: “You better hope it’s not the wine. I’m driving, remember? What’s wrong with lower taxes and reducing the deficit? That’s good economic policy.”

voodoo-2015958Jordan: “The math just doesn’t work is what’s wrong.  Voodoo economics.”

Steve: “The tax rate is too high. It’s a disincentive to work.”

Jordan: “I admit that at some point the tax rate becomes a disincentive.”

Steve: “I knew I was right.”

Jordan: “A maximum marginal tax rate of say 50% or more might be a disincentive to the very wealthy. A maximum rate of 75% would expand the field. But I’m talking about a marginal rate of much less than 50%.”

Steve: “Your argument is weak. We need a tax cut.”

Jordan: “We’ve gotten somewhat sidetracked. But I want you to do one thing. Find some empirical evidence where a significant cut to a reasonable maximum marginal tax rate reduced the deficit.”

Steve: “That’s not a fair request.”

Jordan: “You’re right. It’s not a fair request.”

Steve: “See another trick.”

Jordan: “No trick. But the request is not fair because you cannot find any credible data. You need to put your political ideology aside and solve the problem.”

Steve: “Are you saying there is only one solution…yours or whoever you believe in?”

Jordan: “What I’m saying is if you want to solve an economic problem – Greece, for example – you need to understand what drives the economy.”

Steve: “And you think it’s not just politics.”

Jordan: “It’s the same problem you face when trying to find oil and gas reserves. You need to understand what rocks and what formations are most likely to hold oil and gas.”

carnacSteve: “You meaning wishing for oil and gas won’t do?”

Jordan: “I’m glad you haven’t lost your sense of humor. No wishing won’t do.  No Great Carnac, whether exploring for oil or fixing the economy.”

Steve: “Back to Greece. Why do you think Germany…I mean the EC…put such harsh restrictions on Greece? Didn’t they understand what was likely to happen?”

Jordan: “You were right when you said Germany. Greece was not acting the way bossy-motherMother Merkel thought Greece should act. You must behave like mother says. Down two, over four. Be good and Mother Merkel will give you a little treat.”

Jordan: “But the kid said, ‘You know what Mother Merkel? I’m not like you.”

Steve: “And then the people of Greece told Mother Merkel to shove it and started a revolution. You think the revolution in Greece motivated the Revenge Revolution in the US?”

Jordan: “The revolution in Greece certainly opened eyes, especially to the younger crowd. But I think the US was headed for a revolution anyway.”

Steve: “Without Greece? Why’s that?”

Jordan: “People in the US were faced with the same underlying cause of all revolutions – inequality.”

waiterWaiter: “Gentlemen, may I get you anything else?”

Steve: “No thanks. The salad and dessert were great…and so was the wine. I’ve just had my fill of economics for the evening. No more.”

Jordan: “I’ll take the check.”

Ebook format of recent series of entries on Federal Budget.  15 05 23 Do They Really Understand Entries #121-#130

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